Car Accident Lawyers Sunshine Coast

No upfront expenses
We cover all your costs for you.
Top 2% of the industry
We only use Accredited Specialist lawyers.
No Win, No Fee
You only pay if we win.
Book your free consultation
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Our Director's Experience
1300+
Cases settled
$100 million
Total payout
23+ years
Experience

Gain compensation in 4 simple steps

Free initial consultation

We listen to your story, provide immediate support, and advise you how to claim meaningful compensation for your injuries.

Lodging your claim

We notify the insurer and lodge your claim correctly from the start, making sure all requirements and deadlines are met.

Gathering supporting evidence

We gather the medical reports and supporting evidence needed to prove how the accident occurred, what injuries you suffered, and the full impact they have on your life.

Negotiation & payout

We handle all negotiations and fight to maximise your compensation, ensuring you get the best possible outcome.

Ready to make a claim?

With our Sunshine Coast Office location, you can easily meet with us in person. We also provide online or phone consultations, and can even come to you if needed.

Book your FREE consultation

Or call 1300 11 GAIN for free and speak to a Sunshine Coast car injury compensation lawyer today.

QLS Accredited Specialist in Personal Injury
Member of Queensland Law Society
QLS Accredited Specialist in Personal Injury
Practitioner of the Supreme Court of Queensland

What our clients say about us

“I cannot rate Jeremy highly enough – he’s a fantastic personal injury lawyer. He was excellent in my motor vehicle compensation claim, providing great support and service during an extremely stressful time in my life. Jeremy took over my case when I was satisfied with my previous lawyers, and he ended up achieving a result that was more than double what my previous lawyers had recommended I accept. I now refer anyone and everyone I can to Jeremy because he truly is the best”

Alex B.

“I highly recommend Jeremy Roche. His knowledge was incredible and he genuinely cares about you. I found him honest, straightforward and professional. He made everything so much easier and did a fantastic job.”

Chris D.

“I was out of my depth making a claim, but Jeremy made me feel at ease the whole way through. I was so confident in him right from the start and he did a fantastic job. He genuinely cared about me.”

Sarah S.

What you stand to gain

Your case is run by an Accredited Specialist

Fewer than 2% of Queensland injury lawyers hold this Queensland Law Society accreditation — the highest recognition for proven expertise, professional excellence and ethical standards.

Maximised compensation – no excess fees, no hidden costs

Our priority is making sure you keep the maximum payout. We pay your evidence costs upfront, never ask you to take out high-interest personal loans, and refuse to charge hidden “uplift” fees on your settlement.

100% transparency – clear, consistent communication

You’ll always know where you stand. With regular updates, direct access to your lawyer, and easy access to your documents, the process stays open and stress-free.

Practical help that goes beyond your payout

We offer holistic support tailored to your circumstances — including the financial, family, and personal challenges that can come with injury, illness or abuse.

Ready to make a claim?

Our Mission

“We started Gain Lawyers because we saw an industry putting profits before people. It's time for a change, which is why we focus on your recovery and financial well-being first.

You’re placing a great deal of trust in us to handle important and often complex matters during what can be a very uncertain and stressful time in your life. We take that responsibility seriously.”

Jeremy Roche, Director At Gain

3 things to know about car accident law in QLD

At Gain Lawyers, we make sure you understand your rights - and don’t miss out on the compensation you deserve.

You’re claiming against insurance – not the other driver

In Queensland, all registered vehicles must have CTP (Compulsory Third Party) insurance, which covers injury-related claims. This means your compensation comes from the vehicle’s insurer, not the individual who caused the accident.

Even in cases where the at-fault vehicle was uninsured or can’t be identified (such as in a hit-and-run), you may still be entitled to compensation through the Nominal Defendant, a statutory authority that steps in to act in place of the CTP insurer that cannot be identified.

You can still claim even if you were partly at fault

You don’t need to be blameless to receive compensation. You are still potentially entitled to compensation even if you were:

  • speeding
  • not wearing a seatbelt
  • under the influence of alcohol
  • partly to blame for the crash.

Queensland law allows for contributory negligence, which means you can still claim if someone else was mostly at fault (though your payout may be reduced). Never assume you're ineligible without speaking to a QLD motor vehicle accident lawyer.

Time limits are strict – act fast

Strict legal timeframes apply to all car accident injury claims in Queensland, and missing a deadline can mean losing your right to compensation.

To begin a claim, you must lodge a Notice of Accident Claim Form with the insurer within 9 months of the accident or a reasonable excuse is required (usually not fatal to your claim).

If you have not lodged your claim and commenced proceedings within 3 years of the accident, your rights to claim will be extinguished. Minors (under age 18) have until their 21st birthday.In hit-and-run or uninsured vehicle cases, the timeframe is even shorter. You must have lodged a compliant claim with the Nominal Defendant within 9 months of the accident, or you lose all entitlements to claim.

If you’re unsure about your deadlines, speak to us early. We can confirm your rights and act fast to protect them.

Why Gain Lawyers stands out

Truly "no win no fee"
No additional hidden fees
No upfront costs for evidence
Get your compensation promptly
Clear guidance through claims process
Help finding medical treatment
Direct access to your lawyer
Access your own documents
Transparent, ethical communication
Your lawyer is an accredited specialist
Lower fees than big firms
Most other firms

“I highly recommend Jeremy Roche. His knowledge was incredible and he genuinely cares about you. I found him honest, straightforward and professional. He made everything so much easier and did a fantastic job.”

Chris D.
Rated 4.9/5 Based on XXX Happy customers
Talk to a Sunshine Coast car accident lawyer today.

The sooner you get in touch with us after your accident, the better your outcome will likely be.

Remember, your initial consultation is free, and you pay nothing unless we win your case. There’s no risk in reaching out, but potentially everything to gain.

The sooner you get in touch with us after your accident, the better your outcome will likely be.

Car Accident Lawyer FAQs

What does a car accident lawyer do?

A car accident lawyer guides you through every stage of a compensation claim after a road accident. Our role is to protect your rights, deal with insurers, and work to secure the compensation you’re entitled to.

We do this by:

  • Proving injury and establishing liability
  • Calculating the full impact of your injuries
  • Lodging a CTP (Compulsory Third Party) Claim
  • Negotiating maximum compensation
  • Handling disputes over fault

Car accident claims can be legally complex, and insurers don’t always act fairly. That's why we use accredited specialist lawyers who are recognised as the top 2% of the industry in expertise, experience and standard of ethics.

Not sure if you have a claim? Call 1300 11 GAIN for a free, no-obligation chat with an experienced Queensland car accident lawyer today.

Am I eligible to make a car accident claim?

You are likely entitled to compensation if you were injured in a car accident in Queensland. This applies whether you were a driver, passenger, motorcyclist, cyclist, or pedestrian.

You may still have a right to claim even if you were partly at fault. For example, if both drivers contributed to the accident, or if you weren’t wearing a seatbelt, you can usually still recover compensation - though the amount may be reduced to reflect your share of responsibility.

You generally can’t claim if you were the only person at fault, deliberately caused the crash, were injured while committing a serious crime, or missed the strict time limits ( usually 3 years to commence proceedings, or 9 months for a Nominal Defendant claim)).

Not sure if you’re eligible? Get in touch with us today - it only takes a few minutes to find out where you stand.

What compensation can I receive after a car accident?

Compensation for injury from a car accident typically covers both your financial losses and the impact on your life. This may include:

  • Medical expenses – hospital bills, GP visits, medication, surgery, and ongoing treatment.
  • Rehabilitation costs – physiotherapy, occupational therapy, counselling, or other recovery services.
  • Lost income and superannuation – wages you’ve already lost, plus future loss of earning capacity.
  • Care and assistance – help with daily activities, whether provided by professionals or family members.
  • Pain and suffering – compensation for the physical and emotional impact of your injuries.

The amount you receive depends on the seriousness of your injuries and how they affect your work, lifestyle and health.

Engaging a car accident lawyer as early as possible helps protect the strength and value of your claim. Many claimants unknowingly make mistakes that weaken their case, delay payouts, or reduce compensation. If lawyers are engaged midway or late in the process, they often have to fix costly errors - some of which may be irreversible.

What are the time limits for lodging a car accident claim in Queensland?

Under Queensland law, most car accident claims must be served within 9 months of the accident. If this deadline is missed, you need a reasonable excuse for the delay to proceed (which is usually granted). However, you must commence court proceedings within 3 years of the accident, or you lose your right to claim.

For claims involving unidentified, unregistered, or uninsured cars (such as hit-and-run accidents), the time limits are stricter:

  • You must serve the claim form within 3 months of the accident. If you miss this, a reasonable excuse is required to continue.
  • There is a strict 9-month deadline to serve a compliant claim form - if this is missed, your right to claim is extinguished.

These time limits are strictly enforced, and missing them could result in losing your entitlement to compensation. Seeking legal advice early ensures your claim is lodged correctly and on time. Contact us today to protect your rights and start the process.

How long does it take to settle a car accident claim?

Simple claims may be resolved in a few months, while more complex cases involving serious injuries can take 12–24 months or longer. The time to settle a Queensland car accident claim depends on factors like injury severity, case complexity, and insurer negotiations.

Queensland’s compensation system is designed to be structured and efficient, and most claims follow a clear process toward a final settlement covering medical expenses, lost income, rehabilitation, and pain and suffering.

Engaging an accredited specialist is the best way to ensure your claim is lodged correctly, evidence is gathered on time, and negotiations are handled effectively. At Gain, we work to achieve the best possible outcome for you in the shortest reasonable timeframe.

What should I do immediately after a car accident?

Follow the five steps below if you have just been in a car accident. 

  1. Ensure Safety: Check for injuries and move to a safe location if possible.
  2. Call Emergency Services: Report the accident and seek medical attention.
  3. Collect Evidence: Exchange details with other parties, take photos, and gather witness information.
  4. Seek Legal Advice: Contact a motor vehicle accident lawyer to understand your rights and options.
  5. Notify Your Insurer: Lodge your claim with the CTP insurer of the at-fault vehicle as soon as possible.
Do I have to pay legal fees for a car accident claim upfront?

At Gain Lawyers, we never charge upfront or during your claim for legal work or evidence costs. We work entirely on a true "no win, no fee" basis, meaning: 

  • No upfront costs for legal work
  • We cover all evidence costs and outlays upfront
  • No requirement to take out high-interest loans
  • If your claim doesn’t succeed, we write off all fees and evidence costs entirely

Unlike many firms that still charge for evidence costs despite an unsuccessful claim, at Gain Lawyers, you pay absolutely nothing if you don’t win.

Can I still make a car accident claim if I was partially at fault for the accident?

Yes, you can still make a claim for a car accident even if you were partly at fault. In Queensland, your compensation may be reduced in proportion to your level of fault.

Examples of partial fault include not wearing a seatbelt or being intoxicated if that contributed to the accident. Despite what many people think, it’s still possible to receive significant compensation in these situations - even with a reduction.

This adjustment is known as contributory negligence and only applies if your actions contributed to the accident or to the severity of your injuries.

Contact us today for free, no-obligation advice on your options and to find out how much compensation you could still receive.

What types of injuries are covered in a car accident claim?

Car accidents can cause a wide range of injuries, from minor to life-changing, and all may form the basis of a compensation claim. Common injuries include:

  • Whiplash and soft tissue injuries – neck, shoulder, and back strain.
  • Fractures and broken bones – often requiring surgery or extended recovery.
  • Head and brain injuries – including concussion and traumatic brain injury.
  • Spinal injuries – which can range from disc damage to permanent impairment.
  • Psychological injuries – such as anxiety, depression, or post-traumatic stress disorder (PTSD).
  • Catastrophic injuries – including amputations, paraplegia, or quadriplegia.

Compensation is designed to cover not just the immediate treatment of these injuries but also the long-term impact on your health, work, and quality of life.

How much is my car accident claim worth?

Car accident claims in Queensland can range from around $50,000 to multimillion dollar payouts. ‍

The potential value of your car accident claim depends on seven key factors, which are as follows.

  • Medical expenses: Past and future treatment costs, hospital bills, medication, and specialist consultations.
  • Loss of income and earning capacity: Compensation for lost wages and any long-term impact on your ability to work.
  • Pain and suffering: Compensation for the physical and emotional toll of your injuries.
  • Rehabilitation costs: Physiotherapy, psychological treatment, and other recovery-related expenses.
  • Future care needs: Home modifications, in-home care, and ongoing medical support if required.
  • Your personal circumstances: Variables relevant to your life and individual circumstances that affect the figures and calculations.
  • Liability: Whether the insurer is wholly, or partially liable for your injuries (including whether there is any reduction for contributory negligence. 

Each case is unique, and the final compensation amount varies based on the severity of your injuries and their impact on your life.

Book a free consultation with us if you would like an estimate of your claim's potential value.

Why should I hire an accredited specialist for my car accident claim?

Because hiring an accredited specialist increases your likelihood of a successful claim and maximises your compensation potential. 

Accredited specialists are lawyers formally recognised by the Queensland Law Society for their knowledge, skill, and experience. Fewer than 2% of lawyers hold this title. Accreditation also requires strict ethical and professional standards, so you can be confident your claim is being handled with integrity as well as expertise.

At Gain Lawyers, every car accident claim is run by an accredited specialist. That means your case is handled by one of the top lawyers in the industry - giving you the best chance of securing the maximum compensation and the confidence that your claim is in safe hands.

What happens if my car accident claim is rejected by the insurer?

A rejected claim does not mean you aren’t entitled to compensation. Insurers often deny liability at first, but many claims still succeed with the right evidence and representation.

If your claim is rejected, a car accident lawyer can continue the process, gather further medical and liability evidence, and challenge the insurer’s position. Many cases result in significant payouts even when insurers maintain their denial throughout the claim.

At Gain Lawyers, we offer a free consultation to review the insurer’s reasons for rejection and build a strong case to overturn their decision.

Can I still make a car accident claim if I don't have comprehensive insurance?

Yes, you can still make a car accident claim under Queensland law, even if you don’t have comprehensive insurance. In Queensland, all registered vehicles must have Compulsory Third Party (CTP) insurance, which covers injuries caused to others in an accident. If you were injured in an accident caused by another driver, you can lodge a claim against their CTP insurer for compensation.

Even if you were in an unregistered or uninsured vehicle, you may still have options. If the at-fault vehicle was uninsured, unregistered or unidentified (such as in a hit-and-run), you may be able to make a claim through the Nominal Defendant, a statutory body that acts as an insurer in these cases. Contact us now for free advice on the specifics of your case.

Will I have to go to court for my car accident claim?

In most cases, you won’t have to go to court for your car accident claim. In Queensland, these claims are usually resolved through negotiation without the need to go to court. Insurers often settle claims during the pre-litigation stage, especially when there is clear evidence to support your case. However, if a fair settlement cannot be reached, your lawyer may recommend taking the matter to court to ensure you receive the compensation you deserve.

Do I need evidence to support my car accident claim?

Yes, as evidence is used to prove who was at fault and to show the impact of your injuries and losses. Common types include police reports, medical records, photos of the scene or injuries, witness statements, financial records, and expert reports.

But you don’t need to worry about pulling all this together on your own. The most important step is to contact us as early as possible. We’ll guide you on what’s relevant, help secure the right documents, and make sure nothing important is missed. With our support, your evidence is collected and presented in the strongest way to maximise your compensation.